Merchant Cash Advances

Merchant Cash Advances Approvals Within 24 Hours

Competitive Business Finacing

Merchant Cash Advances

Flexible Business Loans To Help Cover Expenses

Fast Approvals

Cash Advances provide businesses with a quick way to access cash, often within hours, if not a day or two of applying.

Easy Qualification

Merchant cash advances are easier to qualify for than traditional loans, as they are based on a business's credit and debit card sales rather than its credit score.

Flexible Options

Cash advances typically offer flexible repayment options, such as a percentage of daily credit card sales or fixed daily / weekly payments.

No Collateral

Merchant cash advances are unsecured, meaning businesses don't need to put up collateral such as property or assets to secure funding.

What is a Merchant Cash Advance

What Is a Merchant Cash Advance?

A merchant cash advance is a type of business funding that provides a lump sum payment in exchange for a percentage of a business’s future credit and debit card sales.

This type of funding is ideal for businesses with lower credit scores or limited collateral and offers fast access to cash with flexible repayment options.

How Are Merchant Cash Advances Different?

MCAs can be more expensive than traditional loans due to higher fees and interest rates. On the flip side, qualification for an MCA can be easier than traditional loans, but businesses must have a consistent stream of credit and debit card sales to be eligible.

Overall, MCAs are an excellent choice for businesses that need quick access to cash and have a steady flow of credit and debit card sales. By understanding the benefits and drawbacks of MCAs compared to other types of business funding, businesses can make informed decisions about their financing optio

How hare Merchant cash advances different
Apply for a Merchant Cash Advance

Can My Business Apply For an MCA?

Merchant cash advances (MCAs) are available to a wide range of businesses, including:

  1. Retail stores and restaurants
  2. Service providers, such as salons and spas

  3. E-commerce businesses

  4. Home-based businesses

  5. Contractors and freelancers

  6. Healthcare providers, such as doctors and dentists

  7. Transportation companies, such as taxis and limousines

In general, any business that processes credit and debit card payments on a regular basis can potentially qualify for an MCA.

How To Get Approved

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Note: Your loan must be used for business purposes only.

Please note: We currently cannot lend to businesses in South Dakota, North Dakota, or Nevada.

*Your business is applying generally for credit and not for a specific credit product or amount. Any product/amount offered will depend on the credit and underwriting standards of the lender.

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