Business Line of Credit Loans

Business Line of Credit Loans up to $250,000 with Same Day Approvals

Competitive Business Finacing
Merchant Cash Advance from America Advance

What Is a Business Line of Credit?

Merchant Cash Advance from America Advance

A business line of credit is a flexible financing option that allows businesses to access a pool of funds on an as-needed basis.

Similar to a credit card, a business line of credit gives you the ability to borrow money up to a certain limit.

Unlike a traditional loan, you only pay interest on the amount you borrow, not on the entire credit line.

This makes it a cost-effective way to manage short-term cash flow needs or unexpected expenses.

Business owners can use a line of credit to bridge gaps in cash flow, finance inventory, manage payroll, and more.

America Advances provides business lines of credit to eligible businesses to help them manage their finances more efficiently.

What Can I Use a Business Line Of Credit For?

Equipment financing

A business line of credit from America Advances provides access to funds that a business owner can draw from as needed.

It’s a flexible financing option that can be used for a variety of business needs, such as covering short-term expenses, managing cash flow fluctuations, purchasing inventory, or investing in growth opportunities.

With a line of credit, business owners only pay interest on the amount they draw, making it a cost-effective option compared to traditional term loans.

The funds are easily accessible, with many business owners using a line of credit as a safety net to have funds on hand when unexpected expenses or opportunities arise.

Equipment financing
Hard / Private money loan

How Does a Business Line of Credit Work?

Hard / Private money loan

A business line of credit is a flexible financing option that provides access to funds as needed.

Similar to a credit card, a business line of credit allows you to borrow money up to a predetermined credit limit, and you only pay interest on the funds that you use.

You can withdraw funds as needed and repay the balance at any time. A line of credit is often used for short-term expenses such as inventory, equipment purchases, or payroll.

This type of financing is beneficial for businesses that experience fluctuations in cash flow or unexpected expenses.

With a business line of credit, you have access to the funds you need to manage your business operations and take advantage of growth opportunities.

How To Get Approved for a Business Line of Credit

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  • Basics
  • Your Business
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Note: Your loan must be used for business purposes only.

Please note: We currently cannot lend to businesses in South Dakota, North Dakota, or Nevada.

*Your business is applying generally for credit and not for a specific credit product or amount. Any product/amount offered will depend on the credit and underwriting standards of the lender.

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Businesses Are Funded Daily

Getting your business approved for a business line of credit is easier than you think.

America Advances was able to provide my business with an approval the same day I called, funding us with $80,000
Warehouse MAager financed for equipment financing
Warehouse Owner

Business Financing Programs

Looking for something else? America Advances has you covered.

Cash Advance

A Lump sum payment to a business in exchange for a portion of its future credit and debit card sales.

Equipment Financing

A Business Loan that is specifically designed to help businesses purchase or lease equipment.

Working Capital

Business working capital loans are designed to help cover day-to-day and short term operating expenses.

Hard / Private Money

Direct Financing secured by real estate. These Loans are based on the value of the property being used as collateral.