Commercial Truck Financing With Competitive Rates

Owner Operator Financing & Lending Available For Business Owners Small & Large.

Competitive Business Finacing
Owner-operator truck financing

What Is Commercial Truck Financing?

Owner-operator truck financing

As a commercial truck financing provider, America Advances understands the challenges of being an owner-operator or small fleet owner.

We know that obtaining financing for your business can be difficult, especially if you have bad credit, limited experience, or have faced financial setbacks like bankruptcies or tax liens.

That’s why we offer a range of lending programs designed to meet the unique needs of commercial truck drivers, including financing for purchases from dealerships or private parties, repairs, operating capital, licensing and permits, tire replacements, and even lease purchase buy-outs.

Whether you’re a first-time owner/operator or looking to refinance an existing loan, we’re here to help.

With our straightforward application process and personalized customer service, we make commercial truck financing simple and accessible for all.

Years Experience
States Covered
1000 +
Operators Funded
0 +
Programs Available

Owner Operator Type Loans

Semi Truck Financing by America Advances

Being an owner-operator can be challenging, especially when it comes to financing. That's why we offer financing options specifically tailored to help first-time owner-operators, drivers with limited experience, or those with bad credit, bankruptcies, child support, or tax liens. Our financing programs can provide the funds you need to purchase your first truck, cover repair costs, or refinance your existing loan, so you can focus on growing your business. With our easy application process and quick funding, you can get back on the road in no time.

24/7 Approvals

America Advances provides owner-operators with 24-hour approvals for any type of Semi Truck financing.

Flexible Rates

Financing for Owner-Operators shouldn't be stressful. America Advances makes commercial truck financing simple and easy.

Unlimited Potential

With dozens of different financing programs available, America Advances make Semi Truck Financing easy.

Free Estimation

All applications are obligation-free.  America Advances Experts craft tailor-perfect Financing for your business.

How To Get Approved for Semi Truck Financing

Step 0
Apply or Call Today
Step 0
Speak To An Expert
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Get Approved

Apply Today for Commercial Truck Financing

Apply for a Quote and Consultation, Obligation Free.

  • Basics
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  • About You
  • Documents
Note: Your loan must be used for business purposes only.

Please note: We currently cannot lend to businesses in South Dakota, North Dakota, or Nevada.

*Your business is applying generally for credit and not for a specific credit product or amount. Any product/amount offered will depend on the credit and underwriting standards of the lender.

By clicking “Continue”, you (i) consent to receiving telemarketing calls and messages, including calls using an automatic telephone dialing system, from America Advances and those acting on its behalf at the telephone number you have provided above (including your cellular phone number); agree that this consent applies even if the number you have provided is currently on any state, federal, or corporate Do-Not-Call registry; and understand that you are not required to provide this consent as a condition of receiving any credit or services from America Advances and that you may apply for business credit by contacting us directly; and (ii) acknowledge that you have read America AdvancesApplication Agreement and Privacy Policy and understand that you may opt out of receiving communications of your choice from America Advances as provided in the Privacy Policy.

Owner Operators Are Funded Daily

Getting your business approved for financing is easier than you think.

America Advances was able to provide my business with an approval the same day I called, funding us with $80,000
Warehouse MAager financed for equipment financing
Warehouse Owner